Financial Institutional Law
Regulation & Compliance:
After the aviation sector, banks take second place for the most highly regulated industry in America. Our law firm provides on-call guidance to our banking clients, answering questions and providing advice on federal regulations, lender liability issues, secured transactions, bank and branch operations, and any other matters that come up during the business day. Our Firm also provides our banking clients with guidance and formal opinion letters, when needed, on FDIC regulations, securities regulations, the Uniform Commercial Code, and other issues.
We draft financial institution charters, advise on holding company formations, Sarbanes-Oxley compliance, outsourcing and vendor contracts, Gramm-Leach-Bliley issues, mergers and acquisitions, and more.
Our attorneys have served as counsel to:
- Salomon Brothers
- Lehman Brothers
- Century Bank
- A Tampa Credit Union
- A Chicago Investment Bank
- FAE Holdings of Clearwater
Litigation:
- Foreclosure
- Collection actions
- Regulatory enforcement defense cases
- Lender liability cases
- Actions against officers and directors, and
- Actions against the perpetrators of mortgage fraud
Bank Human Resources:
We develop bank human resources programs, assist with employee benefits, and draft Codes of Ethics for our clients to help them cope with the changing regulatory environment.
Bank Start-Ups:
Perhaps the most challenging company to create from the ground up is a federal or state-chartered bank. Founders and "promoters" select our Financial Institutional Law Practice Group to help them through the alphabet soup of rules and regulations that stand between their bank's business plan and their first deposit.
Bankruptcy:
We represent our clients and attempt to protect their interests when debtors (individuals or corporations) file bankruptcy.
Document Drafting & Preparation:
We help our clients structure asset and real estate-based loans, cross-collateral transactions, and much more.
Investigations:
The Firm stands ready to assist its banking clients with in-house or external fraud investigations, inquiries into alleged customer forgeries, and confidential employee investigations.
Our Financial Institutional Law Practice Group works closely with our Litigation Practice Group, our Mergers and Acquisitions Practice Group, and our Employment Law Practice Group.
Navigating The Alphabet Soup:
- The Bank Secrecy Act
- The Truth in Lending Act
- The Truth in Savings Act
- The Electronic Fund Transfers Act
- The Real Estate Settlement Procedures Act
- The USA Patriot Act
- Consumer Privacy
- Electronic Contracts and Disclosures
- Internet Security Insurance Regulatory Requirements in All 50 States
- Predatory Lending regulations
- FDIC regulations
- and more
Attorneys in the Financial Institutional Law Practice Group include:
To learn more about what you have read on The Florida Lawyer Website please contact Robbins Equitas and speak with our attorneys. Tampa, St. Petersburg, Clearwater and Sarasota residents can contact our attorneys at (727) 822-8696 to make an appointment with our Florida offices.
